The process of buying property in Kenya typically involves several steps, including:

1.RESEARCH AND BUDGET

Start by researching the real estate market in Kenya and determining your budget. Consider factors such as location, property type, amenities, and size.

​

2.ENGAGE A REAL ESTATE AGENT
Consider engaging a licensed real estate agent in Kenya to assist you with the property search process. An agent can help you find suitable properties, arrange viewings, and negotiate with sellers on your behalf.

​

3.VIEW PROPERTIES

Visit properties that meet your criteria and conduct thorough inspections. Pay attention to the condition of the property, neighborhood, infrastructure, and any potential issues that may affect your decision.

​

4. DO DUE DILLIGENCE:
Conduct due diligence on the property to ensure that it has a clean title deed, all necessary approvals and permits, and no outstanding debts or legal issues. You may also want to conduct a land search at the relevant government offices to verify ownership and any encumbrances on the property.

5. NEGOTIATE THE PURCHASE PRICE:

Once you find a property you're interested in, negotiate the purchase price with the seller or their agent. Consider factors such as market trends, property condition, and any repairs or renovations that may be needed.

 

6. OFFER AND ACCEPTANCE:

 Once you agree on a purchase price, you'll need to sign a sale agreement with the seller. This agreement outlines the terms and conditions of the sale, including the purchase price, payment terms, and any other relevant details.

 

7. DEPOSIT PAYMENT:

Pay a deposit, usually around 10% of the purchase price, to secure the property. The deposit is typically paid into an escrow account managed by the seller's lawyer or the real estate agent.

 

8. CONDUCT PROPERTY VALUATION:

It's advisable to conduct a property valuation to ensure that the purchase price is fair and reflects the market value of the property. This can be done through a licensed property valuer in Kenya.

 

9. FINALIZE FINANCING:

If you're financing the purchase with a mortgage, finalize your financing arrangements with the lender. Ensure that all necessary paperwork is completed and submitted to the lender for approval.

 

10. COMPLETION OF SALE:

 On the completion date specified in the sale agreement, pay the balance of the purchase price and any other associated costs, such as legal fees, stamp duty, and transfer fees. Once payment is made, the seller will transfer ownership of the property to you, and you'll receive the title deed or other relevant documents.

 

11. REGISTRATION OF TRANSFER:

Register the transfer of ownership with the relevant government authorities, such as the Ministry of Lands or the Lands Registry. This process involves submitting the necessary documents and paying the required fees to update the land registry records with your name as the new owner.

​

It's important to work with reputable professionals, such as real estate agents, lawyers, and property valuers, throughout the buying process to ensure a smooth and successful transaction. Additionally, familiarize yourself with the relevant laws and regulations governing property ownership and transactions in Kenya.